Terms and Conditions

Effective Date: April 2, 2026

Welcome to DailyReply.com, operated by DailyReply.com dba Intermarket Media Group ("Company", "we", "us", or "our"). By accessing or using our websites, newsletters, or services, you agree to be bound by these Terms and Conditions. If you do not agree, you should not use our services.

1. Services

We provide newsletters, marketing content, educational materials, and general business advice, including optional one-on-one responses. All content is provided for informational and educational purposes only.

2. No Professional Advice

All information provided through our services, including newsletters, emails, SMS messages, and one-on-one responses, is for general informational purposes only and does not constitute legal, financial, tax, or professional advice.

You should consult qualified professionals before making business, financial, or legal decisions.

3. User Responsibilities

You agree to:

4. Email and SMS Communications

By opting in, you consent to receive communications from us via email and SMS.

Message frequency varies. Message and data rates may apply.

5. Intellectual Property

All content, including text, graphics, branding, and materials, is owned by or licensed to the Company and is protected by intellectual property laws.

You may not reproduce, distribute, or exploit our content without prior written consent.

6. Third-Party Platforms

We may operate on or integrate with third-party platforms (such as advertising networks, email platforms, and social media). We are not responsible for the policies or practices of those third parties.

7. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis without warranties of any kind, express or implied.

We do not guarantee:

8. Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities.

Our total liability for any claim shall not exceed the amount paid by you to us, if any, in the past 12 months.

9. Indemnification

You agree to defend, indemnify, and hold harmless the Company from any claims, damages, liabilities, and expenses arising from your use of our services or violation of these Terms.

10. Termination

We reserve the right to suspend or terminate access to our services at any time, without notice, for any reason, including violation of these Terms.

11. Privacy

Your use of our services is also governed by our Privacy Policy.

12. Changes to Terms

We may update these Terms at any time. Continued use of our services after changes constitutes acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict of law principles.

14. Contact Information

DailyReply.com dba Intermarket Media Group
354 State Street, Suite 105
Hackensack, NJ 07601
Email: info@dailyreply.com